Later Life Lending

Our range of products could help your clients remortgage or purchase a home later in life. According to ONS, the average age of adults living in the UK is increasing and the Later Life market looks set to double in the next ten years (Cebr).*

Key product features for Later Life lending

• Ability to use income, including retirement income up to age 80. Please check our full criteria.
• Interest Only up to age 80
• Access to all Interest Only and repayment products within the portfolio (subject to our lending criteria)
• Flexibility to individually assess cases

View our full range of products to support Later Life lending.

Dedicated service

We understand that Later Life customers require a bespoke level of service and therefore as a lender we look at each case individually and understand that one size doesn't fit all. To support you and your clients you can expect to receive the following service:

• Telephone helpline for case updates: 0345 602 2338 (lines open Monday to Friday 8am to 6pm)
• Cases individually assessed by our team of experienced underwriters
• Case Ownership from receipt to offer**
• Dedicated Business Development Manager support

Full details on our Later Life lending criteria can be found our Criteria page.

Find out more

You can contact your local Business Development Manager. Alternatively, our Intermediary Support Team will be happy to assist on 0345 602 2338.

_{*Source: Centre for Economics and Business Research (Cebr) July 2021
** Where possible}